Wednesday, March 20, 2013

what the heck is coinsurance anyway?!?

It’s expensive to have a baby. Ours isn’t even out of the oven yet and it’s expensive. Part of the problem is that our health insurance is confusing. I don’t know what will be covered when. Maybe I should be more proactive. Call up the insurance company and be all up in their grills. But that’s not me. Instead I sit back, confused, scratching my head, wondering how people afford this. I mean I’m not talking $20000 or anything. I’m talking maybe $2, but still it’s a lot. 

The health care industry is a little overwhelming. Ok, a lot overwhelming. I just don’t get it.
I guess I should be thankful we have health insurance and jobs and are able to afford this stuff. But sheesh, dumb it down folks. Pregnants can’t handle this! 


  1. You are absolutely correct. Pregnancy is very expensive. I still haven't been able to pay off the services. I still have 800 dollars left to pay and they won't give me any more services until I do. Time to find a new GYN, I guess. I just don't have that kind of money. Thank you for this post. I don't think many people understand.

    1. Ugh, that sucks. Have you tried planned parenthood? I think the give prenatal care for free.

      I wish things would change. It really shouldn't be this hard for anyone.