Wednesday, March 20, 2013

what the heck is coinsurance anyway?!?



It’s expensive to have a baby. Ours isn’t even out of the oven yet and it’s expensive. Part of the problem is that our health insurance is confusing. I don’t know what will be covered when. Maybe I should be more proactive. Call up the insurance company and be all up in their grills. But that’s not me. Instead I sit back, confused, scratching my head, wondering how people afford this. I mean I’m not talking $20000 or anything. I’m talking maybe $2, but still it’s a lot. 

The health care industry is a little overwhelming. Ok, a lot overwhelming. I just don’t get it.
I guess I should be thankful we have health insurance and jobs and are able to afford this stuff. But sheesh, dumb it down folks. Pregnants can’t handle this! 


2 comments:

  1. You are absolutely correct. Pregnancy is very expensive. I still haven't been able to pay off the services. I still have 800 dollars left to pay and they won't give me any more services until I do. Time to find a new GYN, I guess. I just don't have that kind of money. Thank you for this post. I don't think many people understand.

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    Replies
    1. Ugh, that sucks. Have you tried planned parenthood? I think the give prenatal care for free.

      I wish things would change. It really shouldn't be this hard for anyone.

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